I’m a centimeter away from either selling drugs, or getting a sugar daddy. Having a sugar daddy is probably more plausible. Right?
I recently completed entrance counseling to hopefully complete my current Criminology degree program at Cleveland State University. I can’t say that I wasn’t shocked by how much money I’ve borrowed for my education, but I was somehow still shocked. If that makes sense. Why are educations so expensive? No, I’m sorry let me rephrase that, why are pieces of paper so expensive? I will literally be spending the next 10+ years paying off these loans for a degree that may, or may not be beneficial to my life. The current interest rate for federal direct subsidized loans for Undergraduate students is 4.29%. 4.29 %, that’s higher than the interest rate of some credit card companies. Meanwhile, I can barely keep all of my month to month bills paid. And, why in the hell are the monthly payments so high? For some reason the government thinks $300.00 a month is reasonable. Ha! Why not though? My fancy degree apparently has me making millions of dollars a week,right?
I’m not sure if I would have been better off not going to college and not having debt, or if I’m better off with a degree and this pile of thousand dollar debt. Why should I even have to ask myself that question? Why isn’t free college a thing? Or,at-least more cost friendly tuition rates. We live in a country where college is force fed, yet its not affordable for most American people. That makes a whole lot of sense. But, who am I kidding? I know why its so expensive, the government likes raping our pockets. Keeping us poor. Like seriously! They love the sh*t. It almost makes me want to fake my own death and move to a remote island. As a matter of fact,refer to me as Maria Cosmosa from this point forward. But, on a serious note, I sincerely hope that someday, one day soon we get a legitimate student loan forgiveness program with affordable repayment plans. More importantly, for future generations, I hope that tuition rates decrease.
Well, on the bright side, at-least I don’t have Sallie Mae breathing down my neck at the same time that Uncle Sam is pick-pocketing me!
Have a laugh as you count your own student loan debt, we’re all in this horse manure storm together!