Tag Archives: Problems

Chances Make Champions,Right?

My current place of employment is going through a transition and we are switching to a new management company. Throughout the initial process the new company has been somewhat secretive of their plans. They recently offered me a position and it has been a great debate about whether or not I should accept the job.  For those of you who don’t know, I work at a high school. The new management company is basically starting an entire new program that is K-12 opposed to 9-12. I haven’t the slightest clue what the curriculum or model of the school is going to be, that has yet to be disclosed. On top of that I believe everyone else at the current school was offered a slight raise with the new company and I was not, but that’s beside the point.

This might sound crazy, but I legitimately want to turn down the offer. It’s not about money or their secrecy. It’s about taking a chance on myself. My entire life, I say that as if I’m 65 years old and ready for retirement but you get my point…I’ve worked job after job, always exhausting my energy and never applying pressure to myself to make my dreams flourish. Is it risky business turning down a job in this economy, most certainly but is it even more risky to dedicate yourself to a job instead of living up to your potential,absolutely.  I have until May 5, 2017 to accept the offer and I’m honestly at a loss here. To sign or not to sign, that is the question. I don’t know if I should gamble on myself and not take the job and see where life leads me or continue being content with life working a mediocre job that pays the bills.

In my heart of hearts, I want to be that bold person that leaves the offer on the table to bet on myself, but do I have enough guts to actually do that? Not accepting the job means moving back to Michigan to live with my parents. I’m not too keen on living back with mommy and daddy. Declining would also mean working a job that I probably dislike, but I would have more time to dedicate myself to other things. Then there’s the fact that what if I don’t take the job and still don’t dedicate myself to my goals. Like WTF!? I know I’m being indecisive and I have to make a decision and live with that decision,but damn! How do you make a decision when you don’t know what decision is best in the long run? I wish I could have a glimpse into the next six months of my life, that would make my decision much easier.  Do you rely on stability, or do you take a chance? It’s not like I’m 19 years old and don’t have any bills. I’m 26 going on 27 with a car note, student loans and a costly AT&T bill that will be with me whether I have a job or not. At this moment, being an adult is overrated.

In the end, it is a matter of walking in faith or walking in fear.

 

Sugar Daddy or Trap Queen?

 

I’m a centimeter away from either selling drugs, or getting a sugar daddy. Having a sugar daddy is probably more plausible. Right?

I recently completed entrance counseling to hopefully complete my current Criminology degree program at Cleveland State University.  I can’t say that I wasn’t shocked by how much money I’ve borrowed for my education, but I was somehow still shocked. If that makes sense. Why are educations so expensive? No, I’m sorry let me rephrase that, why are pieces of paper so expensive? I will literally be spending the next 10+ years paying off these loans for a degree that may, or may not be beneficial to my life. The current interest rate for federal direct subsidized loans for Undergraduate students is 4.29%. 4.29 %, that’s higher than the interest rate of some credit card companies. Meanwhile, I can barely keep all of my month to month bills paid. And, why in the hell are the monthly payments so high? For some reason the government thinks $300.00 a month is reasonable. Ha! Why not though? My fancy degree apparently has me making millions of dollars a week,right?

I’m not sure if I would have been better off not going to college and not having debt, or if I’m better off with a degree and this pile of thousand dollar debt. Why should I even have to ask myself that question? Why isn’t free college a thing? Or,at-least more cost friendly tuition rates. We live in a country where college is force fed, yet its not affordable for most American people. That makes a whole lot of sense. But, who am I kidding?  I know why its so expensive, the government likes raping our pockets. Keeping us poor.  Like seriously!  They love the sh*t.  It almost makes me want to fake my own death and move to a remote island. As a matter of fact,refer to me as Maria Cosmosa from this point forward. But, on a serious note, I sincerely hope that someday, one day soon we get a legitimate student loan forgiveness program with affordable repayment plans. More importantly, for future generations, I hope that tuition rates decrease.

Well, on the bright side, at-least I don’t have Sallie Mae breathing down my neck at the same time that Uncle Sam is pick-pocketing me!

 

 

Have a laugh as you count your own student loan debt, we’re all in this horse manure storm together!